|
KEY STATE LAWS AGAINST INSURANCE FRAUD
 State |
Insurance fraud classified as a crime |
Immunity statutes |
Fraud bureau |
Mandatory insurer fraud plan |
Mandatory auto photo inspection |
| Alabama | |||||
| Alaska |
X
|
X
|
X
|
||
| Arizona |
X
|
X
|
X
|
||
| Arkansas |
X
|
X
|
X
|
X
|
X
|
| California |
X
|
X
|
X
|
X
|
|
| Colorado |
X
|
X
|
X
|
X
|
X
|
| Connecticut |
X
|
X
|
X
(1)
|
||
| Delaware |
X
|
X
|
X
|
||
| D.C. |
X
|
X
|
X
|
X
|
|
| Florida |
X
|
X
|
X
|
X
|
X
(2)
|
| Georgia |
X
|
X
|
X
|
||
| Hawaii |
X
|
X
|
X
|
||
| Idaho |
X
|
X
|
X
|
||
| Illinois |
X
|
X
|
|||
| Indiana |
X
|
X
|
|||
| Iowa |
X
|
X
|
X
|
||
| Kansas |
X
|
X
|
X
(1)
|
||
| Kentucky |
X
|
X
|
X
|
X
|
|
| Louisiana |
X
|
X
|
X
|
||
| Maine |
X
|
X
|
X
(1)
|
X
|
|
| Maryland |
X
|
X
|
X
|
X
|
|
| Massachusetts |
X
|
X
|
X
|
X
|
|
| Michigan |
X
|
X
|
|||
| Minnesota |
X
|
X
|
X
|
X
|
|
| Mississippi |
X
|
X
|
|||
| Missouri |
X
|
X
|
X
|
||
| Montana |
X
|
X
|
X
(1)
|
||
| Nebraska |
X
|
X
|
X
|
||
| Nevada |
X
|
X
|
X
|
||
| New Hampshire |
X
|
X
|
X
|
X
|
|
| New Jersey |
X
|
X
|
X
|
X
|
X
|
| New Mexico |
X
|
X
|
X
|
X
|
|
| New York |
X
|
X
|
X
|
X
(2)
|
X
|
| North Carolina |
X
|
X
|
X
|
||
| North Dakota |
X
|
X
|
X
(1)
|
||
| Ohio |
X
|
X
|
X
|
X
|
|
| Oklahoma |
X
|
X
|
X
|
||
| Oregon |
X
|
||||
| Pennsylvania |
X
|
X
|
X
|
X
|
|
| Rhode Island |
X
|
X
(2)
|
X
|
X
|
|
| South Carolina |
X
|
X
|
X
|
||
| South Dakota |
X
|
X
|
X
|
||
| Tennessee |
X
(1)
|
X
(1)
|
X
(1)
|
X
(1)
|
|
| Texas |
X
|
X
|
X
|
X
|
|
| Utah |
X
|
X
|
X
|
||
| Vermont | |||||
| Virginia |
X
(1)
|
X
|
X
|
||
| Washington |
X
|
X
|
X
|
||
| West Virginia |
X
|
||||
| Wisconsin |
X
|
X
|
|||
| Wyoming |
X
(1)
|
||||
|
(1) Workers compensation insurance only. (2) Limited. Source: National Insurance Crime Bureau. |
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