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(1)
Blue Cross/Blue Shield: Earliest type of health care companies. Some
are still nonprofit organizations offering coverage on an open enrollment
basis; limited benefit plans cover only specified accidents or sicknesses;
hospital, medical and dental indemnity (HMDI) plans provide stipulated
payments to an insured person during hospital confinement, for virtually
all costs related to hospital stays, other medical expenses, and for
dental services and supplies.
(2) Health maintenance organizations (HMOs) provide a wide range of
defined comprehensive health care services.
(3) Fraternal groups provide insurance plans for their members.
(4) Includes county mutuals, auto services companies and specialty companies.
Source:
Insurance Department Resources Report, 2000, published by the National
Association of Insurance Commissioners. Reprinted with permission. Further
reprint or redistribution is strictly prohibited.
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